Improvement
Late deposit payment: kept apart, “to refund” or used for another debt
A late payment no longer offsets other debts on its own; with an open Mercado Pago claim it is not marked for refund.
What you gain
- A late payment no longer offsets other debts on its own; with an open Mercado Pago claim it is not marked for refund.
- Late payment stays separate from other debts; an open claim blocks refund or application until resolved.